Description
Wedding businesses fail in the quiet season, not the busy one. Payments arrive months before the work, a large share of what lands in your account belongs to other people, and the costs keep coming every month whether there is a wedding in the diary or not. So a great year on paper can still mean a horrible January.
This planner shows you exactly where the money is at any point in the year, using nothing more complicated than a pen.
Inside you will find:
- Why profit and cash are different, and which one pays your rent
- The four buckets every payment falls into, including the money that was never yours
- An account structure that solves most cashflow problems on its own
- Deposits versus delivery — how to stop borrowing from your future self
- A booked work and payment schedule table for every wedding you hold
- A fixed monthly costs worksheet
- A full twelve-month cashflow forecast grid, with step-by-step instructions for filling it in
- A danger month worksheet that turns the worst month of your year into a plan
- Habits that protect cash, and a monthly review log to keep it honest
It is written for wedding planners, stylists, florists, celebrants and photographers running a seasonal business, especially anyone who has never mapped their year on paper before.
By the time you have filled it in, you will know your lowest month before it arrives, how much to set aside during peak season, and how much of your bank balance is genuinely yours to spend. That is the difference between a business that survives the quiet months and one that dreads them.
Anything specific to your tax, structure or claims belongs with your accountant — this is a planning tool, not financial advice.
What’s inside
- The four buckets every payment falls into
- A bank account structure that works
- Deposits versus delivery explained
- Booked work and payment schedule table
- Fixed monthly costs worksheet
- Twelve-month cashflow forecast grid
- Danger month planning page
- Monthly review log
